Certificate of Deposit Rates
& IRA Certificate of Deposit Rates

For Deposits Less Than $100,000
Minimum Deposit to open account: $1,000
Interest rates accurate as of May 1, 2008

Term
Minimum Balance to Obtain APY
Fixed Interest Rate
Annual Percentage Yield*
3 Months
$1,000
1.87%
1.90%
6 Months
$1,000
2.03%

2.05%

12 Months

$1,000
2.37%
2.40%
18 Months
$1,000
2.47%
2.50%
24 Months
$1,000
2.62%
2.65%
30 Months
$1,000
2.81%
2.85%
36 Months
$1,000
2.86%
2.90%


For deposits over $100,000, please call 877 279-1300

* The Annual Percentage Yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. If you withdraw any principal before the maturity date, a penalty will be assessed. Rates listed above are accurate as of May 1, 2008, and are subject to change. To ensure the most current information, call 1-877-279-1300 and ask to speak with a personal banker.